ZIP 49872 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49872 (Delta County, Michigan) lands at 17/100 — low on DLRadar's public-record scoring. Latent structural risk is 40/100 while live distress already moving reads 1/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (66/100). Leading the profile are construction/permit lag (48/100), structural risk (40/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (5/100).

The market reads peak — home values rose 4.2% year on year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

210 residents call 49872 home, typically aged 64. The tenure split is 92% owner-occupied to 8% rented. Rent burden reaches 100% of tenant households. 4.8% of residents fall below the poverty threshold. A median home runs $166,900 here, or 3.1 times local income. The vacancy rate is 33.6% — elevated. Median household income is $53,173, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 39/100. There are about 128 housing units across 49872. Around 5% of adults hold a bachelor's degree or higher.

Taken together, 49872 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 49872 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 49872 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 49872 stays directly comparable to neighboring ZIPs and the rest of Delta County, Michigan. Every figure is auditable to a public dataset and refreshed on ingest; 49872 shows blanks, not estimates, wherever the record is sparse.

Each component behind 49872 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. Treat 49872 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.