ZIP 49895 Foreclosure, Tax-Lien & Distress Report
Delta County, Michigan · High Vacancy market
Scored on a fixed 0-100 scale, 49895 (Delta County, Michigan) returns a minimal composite of 12/100. On the structural side it scores 27/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (40/100), structural risk (27/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted.
The peak-phase market in 49895 posted values that rose 4.9% over the year, and 42% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $55,114, median income runs below typical U.S. levels. About 14% have a four-year degree. The poverty rate is 12.4%. The demographic-stress sub-score lands at 30/100. The vacancy rate is 67.5% — elevated. About 863 people live here, median age 57. The typical home is worth about $180,000 (3.0× income, relatively affordable). The tenure split is 81% owner-occupied to 19% rented. Around 9% of renters are cost-burdened. The ZIP holds roughly 1,223 housing units.
On the whole, 49895 leans distressed, with opportunity clustered in specific stressed parcels. 49895 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 49895 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49895 can be compared directly against any other ZIP in Delta County, Michigan or nationwide. 49895 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 49895 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. Treat 49895 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 49895 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
49895 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 49895, the same set carried on every parcel.
Nearby ZIPs in Delta County
Nearest ZIP codes to 49895
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Michigan distress
Other reports tied to Delta County, Michigan — ZIP, county and statewide.
Unlock the full ZIP 49895 acquisition report
The full 49895 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology