ZIP 49895 Property Distress & Foreclosure Data

Delta County, Michigan's ZIP 49895 registers 9/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 20/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (38/100), structural risk (20/100), institutional ownership (9/100). By contrast, institutional ownership (9/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 42% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $55,114, median income runs below typical U.S. levels. Around 14% of adults hold a bachelor's degree or higher. The poverty rate is 12.4%. The demographic-stress sub-score lands at 30/100. The vacancy rate is 67.5% — elevated. About 863 people live here, median age 57. The typical home is worth about $180,000 (3.0× income, relatively affordable). 81% of housing is owner-occupied. Around 9% of renters are cost-burdened. The ZIP holds roughly 1,223 housing units.

Net-net, 49895 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.