Delta County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Delta County, Michigan? DLRadar grades every Delta County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Delta County breakdown.
- Delta County's most distressed ZIP is 49880 at 21/100.
- 13 ZIP codes tracked in Delta County, averaging 16/100 distress.
- Delta County reads peak — home values up 4.2% year over year.
- Vacancy runs 32.8% across Delta County's tracked ZIPs, with a 12% poverty rate.
- The typical Delta County home is worth about $176,169 against a ~$56,410 median income.
- Lending headwind in Delta County sits at 21/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 49880 | 21/100 |
| 2 | 49818 | 20/100 |
| 3 | 49807 | 18/100 |
| 4 | 49829 | 17/100 |
| 5 | 49835 | 17/100 |
| 6 | 49837 | 17/100 |
| 7 | 49864 | 17/100 |
| 8 | 49872 | 17/100 |
| 9 | 49878 | 17/100 |
| 10 | 49894 | 17/100 |
| 11 | 49817 | 13/100 |
| 12 | 49895 | 12/100 |
Most distressed ZIP codes in Delta County (composite distress 0-100, 2026)
What is driving Delta County distress
Nothing here is estimated: Delta County is scored from filings alone, and its ZIPs average 16/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Delta County market phase and pricing
The cycle in Delta County is peak, with values up 4.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Delta County
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Common questions
Which ZIP code leads Delta County on distress?
ZIP 49880 leads Delta County at 21/100, recomputed monthly from public records.
What market phase is Delta County in?
The market phase for Delta County is peak, prices rising 4.2% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Delta County scores?
Each Delta County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 13 local ZIPs and every other county in the country.
How much do distress scores vary between Delta County ZIP codes?
Averaging the county conceals how uneven it is. Across the Delta County ZIPs DLRadar ranks, scores run from 21/100 in 49880 down to 12/100 in 49895, against a Delta County average of 16/100. That 9-point gap is why acquisition targeting in Delta County works at ZIP level rather than county level.
What do Delta County home values and vacancy say about distressed supply?
The typical Delta County home carries about $176,169 of value against a median household income near $56,410. Vacancy across Delta County's tracked ZIPs runs 32.8% and the poverty rate is 12%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Delta County's filings and its 21/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.