Delta County, MI: Foreclosures, Tax Liens & Distressed Properties

Delta County, MI, Michigan: 13 ZIP codes scored, Delta County, MI averaging 16/100 (low, Delta, MI), from 6 to 22. Delta County, MI is in its peak phase (Delta, MI confidence 26/100): Delta, MI home prices up 4.2% (Delta, MI) over twelve months. Delta County, MI lender headwind: 21/100.

Highest-scoring Delta County, MI ZIPs: 49818 (22/100), 49880 (22/100), 49807 (18/100), 49829 (17/100), 49835 (17/100), 49837 (17/100). Also scored in Delta County, MI: 49864, 49872, 49878, 49894, 49817, 49895, 49854.

Across Delta County, MI's scored ZIPs: median home value $176,169, household income $56,410, 32.8% vacancy, 12.0% poverty, 87% owner-occupied, median age 52.3.

Delta County, MI insurance distress 24/100 (#1,964 in the US); FEMA hazard 0/100 for Delta, MI; 1 Delta, MI NFIP flood claims, $90K paid; Delta, MI construction distress 42/100.

5 banks with 12 branches lend in Delta County, MI; Delta, MI weighted bank stress 53/100, highest 90/100 in Delta, MI.

Delta County, MI unemployment 5.1% (Delta, MI -1.4 pts, six months); 46 new housing units permitted in Delta County, MI over twelve months, Delta, MI up 10% from 42; Delta, MI home prices +9.5% a year (Delta, MI) over three years.

19,845 housing units in Delta County, MI; 3,398 Delta, MI renter households; 36% of Delta, MI renters spend 30%+ of income on rent, 19% (Delta, MI) half or more.

Delta County, MI ranks #1,491 nationally on the opportunity index (Delta, MI, among all ranked counties); Delta, MI scores 29.5/100 and Delta, MI sits #48 inside Michigan. Delta, MI is in the early_signal opportunity phase; Delta, MI's primary driver is vacancy, Delta, MI second driver bank institutional; Delta, MI moved up 178 places. 5 short-sale listings across Delta, MI; 110 days on market observed in Delta, MI; 17.3% vacancy over 13 Delta, MI ZIPs.

No CFPB county sample covers Delta County, MI. The non-metro area reading for Delta, MI: 1.0% ninety-plus days late; Delta, MI's thirty-to-eighty-nine share is 2.6% (Delta, MI, December 2025 data); Michigan overall 0.9%.

Delta County, MI has 3 watched banks; 3 Delta, MI banks sit in an elevated band. Delta, MI footprints: First Bank Upper Michigan (5 branches, stress 38) in Delta, MI; Baybank (3 branches, stress 66) in Delta, MI; Upper Peninsula State Bank (2 branches, stress 51) in Delta, MI.

HUD lists 1 assisted multifamily property in Delta County, MI with 75 units; 75 Delta, MI units are assisted, 1 Delta, MI properties under project-based Section 8.

3,874 of the 19,845 housing units in Delta, MI sit vacant. Delta County, MI permitted 0 multifamily units in twelve months; Delta, MI's one-to-four unit structures added 46 units in Delta County, MI.