ZIP 49829 Foreclosure, Tax-Lien & Distress Report

Delta County, Michigan's ZIP 49829 registers 17/100 composite distress, which DLRadar reads as low. Structurally it carries 40/100, against 1/100 of stress already in motion. The sharpest non-environmental signals are construction/permit lag (48/100), structural risk (40/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (5/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (66/100)).

The market reads peak — home values rose 4.2% year on year, and 30% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $146,300, an affordability ratio of 3.0× — accessible. Households earn a median $45,808 — below the roughly $78,000 national figure. The vacancy rate is 12.5% — elevated. DLRadar's demographic-stress index for the area reads 30/100. 16,859 residents call 49829 home, typically aged 48. Around 29% of renters are cost-burdened. There are about 8,476 housing units across 49829. 18.4% of residents fall below the poverty threshold. 67% of housing is owner-occupied. Around 19% of adults hold a bachelor's degree or higher.

Net-net, 49829 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 49829 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 49829 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. 49829 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 49829 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. The point of the 49829 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.