ZIP 49864 Property Distress & Foreclosure Data

ZIP code 49864 in Delta County, Michigan carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 21/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (22/100), structural risk (21/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 49864 scores 35/100. The tenure split is 63% owner-occupied to 37% rented. A median home runs $275,000 here. About 50% have a four-year degree. Roughly 25.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 28 residents call 49864 home, typically aged 65. The ZIP holds roughly 43 housing units. The vacancy rate is 57.8% — elevated.

Taken together, 49864 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.