ZIP 49835 Foreclosure, Tax-Lien & Distress Report

In Delta County, Michigan, ZIP 49835 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (48/100), structural risk (40/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (5/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (66/100). Structural exposure scores 40 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 22% of tenant households. The poverty rate is 15.1%. 735 residents call 49835 home, typically aged 56. There are about 550 housing units across 49835. Median household income is $53,125, below the U.S. median near $78,000. The tenure split is 91% owner-occupied to 9% rented. Educational attainment sits at 25% bachelor's-or-above. The demographic-stress sub-score lands at 28/100. The vacancy rate is 40.7% — elevated. A median home runs $177,100 here, or 3.0 times local income.

Taken together, 49835 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 49835 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Delta County, Michigan and the nation. The score is rebuilt from public data as it updates, so 49835 reflects the current record instead of a stale or modeled snapshot.

The 17/100 figure for 49835 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 49835 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.