ZIP 49837 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 49837 (Delta County, Michigan) returns a low composite of 17/100. The pressure is most legible in construction/permit lag (40/100), structural risk (39/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (5/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100). The split runs 39/100 structural to 1/100 active on the ground.

The market reads peak — home values rose 4.2% year on year, and 24% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 4,758 housing units across 49837. 10.8% of residents fall below the poverty threshold. A median home runs $157,400 here, or 2.2 times local income. Rent burden reaches 54% of tenant households. At $65,905, median income runs below typical U.S. levels. On demographic stress specifically, 49837 scores 28/100. Population is roughly 10,007 with a median age of 45. Owners hold 84% of homes, renters 16%. Educational attainment sits at 24% bachelor's-or-above. Vacancy runs 10.7%.

Overall, 49837 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 49837 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 49837's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 49837 reflects the current record instead of a stale or modeled snapshot.

The 17/100 figure for 49837 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 49837 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.