ZIP 49837 Property Distress & Foreclosure Data

ZIP code 49837 in Delta County, Michigan carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 21/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (22/100), structural risk (21/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 24% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 4,758 housing units. Roughly 10.8% live below the poverty line. A median home runs $157,400 here, or 2.2 times local income. Around 54% of renters are cost-burdened. Households earn a median $65,905 — below the roughly $78,000 national figure. On demographic stress specifically, 49837 scores 28/100. 10,007 residents call 49837 home, typically aged 45. The tenure split is 84% owner-occupied to 16% rented. About 24% have a four-year degree. The vacancy rate is 10.7%.

Overall, 49837 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.