ZIP 49826 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 49826 (Alger County, Michigan) returns a minimal composite of 7/100. Structurally it carries 15/100, against 4/100 of stress already in motion. The pressure is most legible in construction/permit lag (37/100), institutional ownership (16/100), structural risk (15/100). structural risk (15/100) and mortgage stress (14/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $335,700 here. 100% of housing is owner-occupied. Around 41% of adults hold a bachelor's degree or higher. On demographic stress specifically, 49826 scores 19/100. There are about 51 housing units across 49826. Vacancy runs 0.0%. 103 residents call 49826 home, typically aged 40. The poverty rate is 16.3% — high, a tax-stress and distress correlate.

Broadly, 49826 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 49826 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 49826 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 7/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 49826, the field stays empty rather than modeled, and fills in as new documents post.

49826's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 49826 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.