ZIP 49806 Foreclosure, Tax-Lien & Distress Report

ZIP 49806's composite property-distress score is 7/100 - DLRadar classes that as minimal for Alger County, Michigan. The split runs 15/100 structural to 4/100 active on the ground. Property-level stress concentrates in construction/permit lag (37/100), institutional ownership (16/100), structural risk (15/100). structural risk (15/100) and mortgage stress (14/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 9% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

596 residents call 49806 home, typically aged 59. Vacancy runs 60.6%, above the national norm and a classic distress-and-opportunity signal. About 28% have a four-year degree. The ZIP holds roughly 609 housing units. The typical home is worth about $281,800 (3.3× income, relatively affordable). At $77,426, median income runs near typical U.S. levels. Owners hold 95% of homes, renters 5%. 10.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 31/100.

Taken together, 49806 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 49806 read uses the identical public-record model applied coast to coast, which means its 7/100 score means exactly what it means anywhere else, and 49806 stays directly comparable to neighboring ZIPs and the rest of Alger County, Michigan. Sparse data for 49806 shows as blanks, never estimates, and the score updates on every fresh public filing.

49806's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 49806 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.