ZIP 49806 Property Distress & Foreclosure Data

In Alger County, Michigan, ZIP 49806 scores 8 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 19/100, with 4/100 of stress already active. Its standout signals are construction/permit lag (53/100), structural risk (19/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (14/100).

The expansion-phase market in 49806 posted values that rose 6.4% over the year, and 9% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 596 with a median age of 59. The vacancy rate is 60.6% — elevated. Educational attainment sits at 28% bachelor's-or-above. The ZIP holds roughly 609 housing units. Home values center near $281,800, an affordability ratio of 3.3× — accessible. Median household income is $77,426, near the U.S. median near $78,000. Owners hold 95% of homes, renters 5%. 10.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 31/100.

On the whole, 49806 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

8/100
Composite stress
19/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 49806

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk8
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Alger County

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Deterministic. Every signal traces to a public dataset · methodology