ZIP 49822 Foreclosure, Tax-Lien & Distress Report

In Alger County, Michigan, ZIP 49822 scores 7 of 100 for composite distress, a minimal level on DLRadar's public-record index. The split runs 16/100 structural to 4/100 active on the ground. Its standout signals are construction/permit lag (38/100), institutional ownership (17/100), structural risk (16/100). On the quiet end sit structural risk (16/100) and mortgage stress (14/100).

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, at 31/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $57,703 — below the roughly $78,000 national figure. The ZIP holds roughly 208 housing units. Rent burden reaches 88% of tenant households. Around 23% of adults hold a bachelor's degree or higher. Roughly 9.5% live below the poverty line. A median home runs $283,800 here, or 5.6 times local income. The vacancy rate is 53.6% — elevated. 336 residents call 49822 home, typically aged 48. The demographic-stress sub-score lands at 48/100. The tenure split is 77% owner-occupied to 23% rented.

On the whole, 49822 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 49822 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 49822 runs hot or quiet, its 7/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49822 can be compared directly against any other ZIP in Alger County, Michigan or nationwide. 49822 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 49822's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 49822 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.