Alger County, MI: Foreclosures, Tax Liens & Distressed Properties

Across Alger County, Michigan, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Across its ZIPs, composite distress spans 6 to 20 out of 100. There are 13 scored ZIPs in the county (mean composite 9/100). Bank/credit headwind for the county is 63 on a 0–100 scale, a elevated reading.

The expansion-phase county posted home values that rose 5.5% over twelve months, at 32/100 phase confidence. Despite the upswing, specific ZIPs still slip so the laggard ZIPs are the opening.

With growth of +5.5% YoY (32/100 confidence), distress still hides in specific ZIPs which speeds resale of distressed buys. Bank stress at 63/100 signals what's coming: banks under pressure move REO faster.

Highest scores land in 49885 (20/100), 49878 (17/100), 49895 (12/100), 49806 (7/100), 49816 (7/100), 49822 (7/100); each opens to a full parcel breakdown. Further scored ZIPs: 49825, 49826, 49839, 49862, 49891, 49883, 49884.

Demographically, the Alger County ZIPs on file show poverty running near 12.4%, 89% owner-occupancy, vacancy near 43%, home values averaging roughly $207,085, below the US, household income averaging about $62,696, below the national median, a median age of 51.2. Read together, they signal which owners come under strain and how quickly stock clears.

At 9/100 composite over 13 ZIPs, the edge is selective acquisition — work it parcel by parcel. Subscribers get each Alger County parcel's owner, APN and address, a distress reading, the lender on title and exit timing.

Whether Alger County, Michigan carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Alger County can be compared directly against any county in the country.

Read Alger County, Michigan as a heat map for effort — the county's minimal composite of 9/100 hides wide ZIP-level variation, and the return comes from chasing the hot ZIPs, not the average. Every Alger County signal ties to a named public source, and where the record is sparse DLRadar shows nothing instead of guessing.

Drilling in, Alger County's highest-scoring ZIPs are 49885 (20/100), 49878 (17/100), 49895 (12/100), 49806 (7/100), 49816 (7/100), 49822 (7/100). DLRadar also scores 49825, 49826, 49839, 49862, 49891, 49883, 49884 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

Under Alger County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.