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Alger County, MI: Foreclosures, Tax Liens & Distressed Properties

Alger County, MI, Michigan: 13 ZIP codes scored, Alger County, MI averaging 9/100 (minimal, Alger, MI), from 6 to 22. Alger County, MI is in its expansion phase (Alger, MI confidence 32/100): Alger, MI home prices up 5.5% (Alger, MI) over twelve months. Alger County, MI lender headwind: 63/100.

Highest-scoring Alger County, MI ZIPs: 49885 (22/100), 49878 (17/100), 49895 (12/100), 49822 (8/100), 49806 (7/100), 49816 (7/100). Also scored in Alger County, MI: 49825, 49826, 49839, 49862, 49891, 49883, 49884.

Across Alger County, MI's scored ZIPs: median home value $207,085, household income $62,696, 43.0% vacancy, 12.4% poverty, 89% owner-occupied, median age 51.2.

Alger County, MI insurance distress 0/100 (#2,722 in the US); FEMA hazard 0/100 for Alger, MI; Alger, MI construction distress 41/100.

1 bank with 5 branches lend in Alger County, MI; Alger, MI weighted bank stress 75/100.

Alger County, MI unemployment 5.3% (Alger, MI -3.8 pts, six months); 34 new housing units permitted in Alger County, MI over twelve months, Alger, MI up 10% from 31; Alger, MI home prices +8.4% a year (Alger, MI) over three years.

6,217 housing units in Alger County, MI; 549 Alger, MI renter households; 33% of Alger, MI renters spend 30%+ of income on rent, 7% (Alger, MI) half or more.

Alger County, MI ranks #161 nationally on the opportunity index (Alger, MI, among all ranked counties); Alger, MI scores 36.3/100 and Alger, MI sits #6 inside Michigan. Alger, MI is in the overheated opportunity phase; Alger, MI's primary driver is vacancy, Alger, MI second driver bank institutional; Alger, MI moved down 130 places. 3 short-sale listings across Alger, MI; 33 days on market observed in Alger, MI; 37.6% vacancy over 13 Alger, MI ZIPs.

No CFPB county sample covers Alger County, MI. The non-metro area reading for Alger, MI: 1.0% ninety-plus days late; Alger, MI's thirty-to-eighty-nine share is 2.6% (Alger, MI, December 2025 data); Michigan overall 0.9%.

Alger County, MI has 1 watched bank; 1 Alger, MI bank sits in an elevated band. Alger, MI footprints: Peoples Stb Of Munising (5 branches, stress 75) in Alger, MI.

HUD lists 1 assisted multifamily property in Alger County, MI with 15 units; 15 Alger, MI units are assisted.

2,686 of the 6,217 housing units in Alger, MI sit vacant. Alger County, MI permitted 0 multifamily units in twelve months; Alger, MI's one-to-four unit structures added 34 units in Alger County, MI.

Expansion
Market phase
5.5%
Alger, MI HPI YoY
0%
Drawdown
32
Alger confidence

Highest-distress Alger County ZIP codes

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