Alger County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Alger County, MI distress report, 2026: 13 ZIPs scored in Alger, MI, Alger, MI average 9/100; the top Alger, MI ZIP is 49885 at 22/100; Alger, MI market phase expansion, Alger, MI prices +5.5% year over year.
- Alger, MI ranks #166 nationally (opportunity index); Alger, MI #6 in Michigan; Alger, MI index 36.3.
- Alger, MI: no CFPB county sample; Alger, MI non-metro area reading 1.0%.
- Alger, MI ZIP phases: 10 expansion, 3 peak.
- Alger, MI residential listings tracked: 6 across 9 ZIPs; Alger, MI candidate listings 3.
- Alger, MI HUD assisted properties: 1 with 15 units.
- Alger, MI lenders on watch: 1; largest Alger, MI footprint Peoples Stb Of Munising (5 branches).
- Alger, MI most distressed ZIP: 49885 at 22/100.
Alger, MI figures: DLRadar distress index; Alger, MI inputs: CFPB, FHFA, HUD, FDIC; Alger, MI rebuilt as sources refresh.
| Rank | Alger, MI ZIP | Score |
|---|---|---|
| 1 | 49885 | 22/100 |
| 2 | 49878 | 17/100 |
| 3 | 49895 | 12/100 |
| 4 | 49822 | 8/100 |
| 5 | 49806 | 7/100 |
| 6 | 49816 | 7/100 |
| 7 | 49825 | 7/100 |
| 8 | 49826 | 7/100 |
| 9 | 49839 | 7/100 |
| 10 | 49862 | 7/100 |
| 11 | 49891 | 7/100 |
| 12 | 49883 | 6/100 |
Most distressed Alger, MI ZIPs (0-100, 2026)
Mortgage delinquency around Alger, MI
No CFPB county sample covers Alger, MI; the non-metro area reading for Alger, MI: 1.0% ninety-plus; Alger, MI area thirty-to-eighty-nine 2.6% (December 2025, Alger, MI); Michigan overall 0.9%.
Opportunity index: Alger, MI
Alger, MI index 36.3, Alger, MI phase overheated; Alger, MI primary driver vacancy, Alger, MI second driver bank institutional. Alger, MI components: property stress 32.7, foreclosure pressure 37.0, listing discounts 26.4, bank stress 69.1, insurance 0.0; Alger, MI pulse 45.0; Alger, MI capital opportunity 23.3.
ZIP market phases inside Alger, MI
13 Alger, MI ZIPs carry a price-cycle phase; Alger, MI ZIPs by phase (Alger, MI), deepest drawdown first: expansion, +5.5% YoY (Alger, MI): 49806, 49816, 49825, 49826, Alger, MI 49839, 49862, 49883, 49884, Alger, MI 49891; expansion, +5.4% YoY (Alger, MI): 49822; peak, +4.3% YoY (Alger, MI): 49878; peak, +4.4% YoY (Alger, MI): 49885; peak, +4.9% YoY (Alger, MI): 49895.
Residential listings by Alger, MI ZIP
Alger, MI ZIPs with the most tracked Alger, MI residential listings: 49816 2 listings, 0 candidates, bank pressure 75; 49862 2 listings, 2 candidates, bank pressure 75; 49806 1 listings, 1 candidates, bank pressure 75; 49822 1 listings, 0 candidates, bank pressure 64 (Alger, MI); 49825 0 listings, 0 candidates, bank pressure 75; 49826 0 listings, 0 candidates, bank pressure 75; 49839 0 listings, 0 candidates, bank pressure 75; 49884 0 listings, 0 candidates, bank pressure 69. Alger, MI totals: 6 listings; Alger, MI candidates 3; active ZIPs 2.
HUD assisted housing in Alger, MI
1 assisted properties with 15 units sit in Alger, MI; largest Alger, MI properties: Jericho House (Munising) 15 units, 15 assisted.
Lenders with branches in Alger, MI
Alger, MI lenders by branch count: Peoples Stb Of Munising (Alger, MI): stress 75, 5 branches low in Alger, MI.
Vacancy and permits, Alger, MI
2,686 of 6,217 Alger, MI housing units are vacant; Alger, MI permits, twelve months: 0 multifamily units in Alger, MI, 34 one-to-four unit units.
Work Alger, MI at the parcel level
Every Alger, MI parcel carries owner and address; every Alger, MI parcel carries APN; Alger, MI distress scores sit on the Alger, MI live board.
Alger, MI figures refresh with each source.
Alger, MI questions
Most distressed ZIP code in Alger County, MI?
ZIP 49885 leads Alger, MI at 22/100; next in Alger, MI: 49878 at 17/100; the Alger, MI average is 9/100.
Where does Alger County, MI rank for investment opportunity?
Alger, MI is #166 among all ranked counties, #6 in Michigan; the Alger, MI driver is vacancy; Alger, MI moved down 134 places.
How many mortgages are delinquent in Alger County, MI?
Alger, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Alger, MI.
Which banks lend in Alger County, MI?
1 watched lenders hold Alger, MI branches; the largest Alger, MI footprints are Peoples Stb Of Munising (5).
More on Alger, MI
Alger County, MI distress report: public-record figures for Alger, MI; not legal advice for Alger, MI; not tax or investment advice; verify every Alger, MI record before acting.