Alger County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Alger County, Michigan? DLRadar grades every Alger County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Alger County breakdown.
- Alger County's most distressed ZIP is 49885 at 20/100.
- 13 ZIP codes tracked in Alger County, averaging 9/100 distress.
- Alger County reads expansion — home values up 5.5% year over year.
- Vacancy runs 43% across Alger County's tracked ZIPs, with a 12.4% poverty rate.
- The typical Alger County home is worth about $207,085 against a ~$62,696 median income.
- Lending headwind in Alger County sits at 63/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 49885 | 20/100 |
| 2 | 49878 | 17/100 |
| 3 | 49895 | 12/100 |
| 4 | 49806 | 7/100 |
| 5 | 49816 | 7/100 |
| 6 | 49822 | 7/100 |
| 7 | 49825 | 7/100 |
| 8 | 49826 | 7/100 |
| 9 | 49839 | 7/100 |
| 10 | 49862 | 7/100 |
| 11 | 49891 | 7/100 |
| 12 | 49883 | 6/100 |
Most distressed ZIP codes in Alger County (composite distress 0-100, 2026)
What is driving Alger County distress
Alger County's placement in the national index rests on public filings — a 9/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Alger County market phase and pricing
DLRadar places Alger County in expansion; prices moved up 5.5% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Alger County
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Frequently asked questions
What is the hardest-hit ZIP in Alger County?
ZIP 49885 leads Alger County at 20/100, recomputed monthly from public records.
What stage of the price cycle is Alger County at?
Alger County currently sits in expansion, with values up 5.5% year on year, based on FHFA price-index trajectory.
Which datasets feed the Alger County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 13 Alger County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Alger County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Alger County ZIPs DLRadar ranks, scores run from 20/100 in 49885 down to 6/100 in 49883, against a Alger County average of 9/100. That 14-point gap is why acquisition targeting in Alger County works at ZIP level rather than county level.
What do Alger County home values and vacancy say about distressed supply?
The typical Alger County home carries about $207,085 of value against a median household income near $62,696. Vacancy across Alger County's tracked ZIPs runs 43% and the poverty rate is 12.4%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Alger County's filings and its 63/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.