ZIP 49816 Property Distress & Foreclosure Data

DLRadar grades ZIP 49816 (Alger County, Michigan) at a minimal 8/100 for overall property distress. Property-level stress concentrates in construction/permit lag (53/100), structural risk (19/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (14/100) stay muted. Structural exposure scores 19 and live distress 4 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

720 residents call 49816 home, typically aged 55. A median home runs $170,700 here, or 2.3 times local income. On demographic stress specifically, 49816 scores 31/100. There are about 414 housing units across 49816. About 21% have a four-year degree. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 95% owner-occupied to 5% rented. Households earn a median $74,583 — near the roughly $78,000 national figure. Vacancy runs 26.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 75% of tenant households.

Taken together, 49816 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

8/100
Composite stress
19/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 49816

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk8
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Alger County

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Deterministic. Every signal traces to a public dataset · methodology