ZIP 49840 Foreclosure, Tax-Lien & Distress Report

In Schoolcraft County, Michigan, ZIP 49840 scores 5 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structurally it carries 13/100, against 2/100 of stress already in motion. Its standout signals are construction/permit lag (42/100), structural risk (13/100), mortgage stress (8/100). mortgage stress (8/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $61,250, below the U.S. median near $78,000. On demographic stress specifically, 49840 scores 33/100. There are about 649 housing units across 49840. Around 50% of renters are cost-burdened. About 820 people live here, median age 51. Educational attainment sits at 21% bachelor's-or-above. The poverty rate is 14.2%. Owners hold 93% of homes, renters 7%. Vacancy runs 46.0%, above the national norm and a classic distress-and-opportunity signal. A median home runs $180,500 here, or 3.1 times local income.

Taken together, 49840 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 49840 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 49840's 5/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 49840, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 49840 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 5/100 roll-up. In workflow terms, 49840 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.