Luce County, MI: Foreclosures, Tax Liens & Distressed Properties

Luce County, MI, Michigan: 3 ZIP codes scored, Luce County, MI averaging 10/100 (minimal, Luce, MI), from 1 to 18. Luce County, MI is in its expansion phase (Luce, MI confidence 32/100): Luce, MI home prices up 5.5% (Luce, MI) over twelve months. Luce County, MI lender headwind: 81/100.

Highest-scoring Luce County, MI ZIPs: 49748 (18/100), 49853 (11/100), 49868 (1/100).

Across Luce County, MI's scored ZIPs: median home value $124,767, household income $54,602, 52.0% vacancy, 14.1% poverty, 85% owner-occupied, median age 54.5.

Luce County, MI insurance distress 0/100 (#2,735 in the US); FEMA hazard 0/100 for Luce, MI; Luce, MI construction distress 52/100.

2 banks with 2 branches lend in Luce County, MI; Luce, MI weighted bank stress 70/100, highest 89/100 in Luce, MI.

Luce County, MI unemployment 5.8% (Luce, MI -1.5 pts, six months); 4 new housing units permitted in Luce County, MI over twelve months, Luce, MI down 60% from 10; Luce, MI home prices +12.8% a year (Luce, MI) over three years.

4,067 housing units in Luce County, MI; 513 Luce, MI renter households; 44% of Luce, MI renters spend 30%+ of income on rent, 22% (Luce, MI) half or more.

Luce County, MI ranks #93 nationally on the opportunity index (Luce, MI, among all ranked counties); Luce, MI scores 37.3/100 and Luce, MI sits #4 inside Michigan. Luce, MI is in the strong_buy opportunity phase; Luce, MI's primary driver is vacancy, Luce, MI second driver bank institutional; Luce, MI moved up 206 places. 4 short-sale listings across Luce, MI; 43 days on market observed in Luce, MI; 39.8% vacancy over 3 Luce, MI ZIPs.

No CFPB county sample covers Luce County, MI. The non-metro area reading for Luce, MI: 1.0% ninety-plus days late; Luce, MI's thirty-to-eighty-nine share is 2.6% (Luce, MI, December 2025 data); Michigan overall 0.9%.

Luce County, MI has 1 watched bank; 1 Luce, MI bank sits in an elevated band. Luce, MI footprints: First Nb Of St Ignace (1 branch, stress 89) in Luce, MI.

1,612 of the 4,067 housing units in Luce, MI sit vacant. Luce County, MI permitted 0 multifamily units in twelve months; Luce, MI's one-to-four unit structures added 4 units in Luce County, MI.