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ZIP 49780 Foreclosure, Tax-Lien & Distress Report

Chippewa County, Michigan · High Vacancy market

DLRadar grades ZIP 49780 (Chippewa County, Michigan) at a minimal 13/100 for overall property distress. The pressure is most legible in construction/permit lag (100/100), structural risk (32/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low. The latent-versus-live split is 32/100 structural and 2/100 already moving.

The market reads peak — home values rose 4.5% year on year, and 46% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Home values center near $155,700, an affordability ratio of 2.0× — accessible. The vacancy rate is 35.8% — elevated. 1,606 residents call 49780 home, typically aged 44. Educational attainment sits at 25% bachelor's-or-above. Owners hold 88% of homes, renters 12%. Around 7% of renters are cost-burdened. At $70,417, median income runs near typical U.S. levels. 7.9% of residents fall below the poverty threshold. The ZIP holds roughly 983 housing units. On demographic stress specifically, 49780 scores 21/100.

On the whole, 49780 leans distressed, with opportunity clustered in specific stressed parcels. 49780 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 49780 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49780 can be compared directly against any other ZIP in Chippewa County, Michigan or nationwide. 49780 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 13/100 for 49780 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 49780 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

13/100
Composite stress
32/100
Structural risk
2/100
Distress activity

What is driving ZIP 49780’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk21
9 further distress layers are graded for 49780

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

49780 at a glance

Current distress, phase, housing and lender-pressure figures for 49780, drawn from the same report attached to each property.

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Chippewa County ZIPs near 49780

Keep exploring Michigan distress

Other reports tied to Chippewa County, Michigan — ZIP, county and statewide.

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