ZIP 49768 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49768 (Chippewa County, Michigan) lands at 18/100 — low on DLRadar's distress scoring. Leading the profile are construction/permit lag (100/100), structural risk (44/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100). Structural risk reads 44/100 against active distress of 2/100.

The market reads peak — home values rose 4.2% year on year, and 40% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

359 residents call 49768 home, typically aged 63. Educational attainment sits at 27% bachelor's-or-above. The ZIP holds roughly 889 housing units. The vacancy rate is 77.5% — elevated. Home values center near $200,000, an affordability ratio of 2.9× — accessible. Roughly 12.5% live below the poverty line. Median household income is $67,813, below the U.S. median near $78,000. Around 62% of renters are cost-burdened. Owners hold 84% of homes, renters 16%. The demographic-stress sub-score lands at 37/100.

On the whole, 49768 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 49768 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 49768's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 49768, the field stays empty rather than modeled, and fills in as new documents post.

49768's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 49768 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.