ZIP 49762 Foreclosure, Tax-Lien & Distress Report

In Mackinac County, Michigan, ZIP 49762 scores 7 of 100 for composite distress, a minimal level on DLRadar's distress index. Its standout signals are construction/permit lag (57/100), structural risk (17/100), mortgage stress (11/100). On the quiet end sit mortgage stress (11/100) and institutional ownership (3/100). Structurally it carries 17/100, against 3/100 of stress already in motion.

The expansion-phase market in 49762 posted values that rose 5.5% over the year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 61.0% — elevated. On demographic stress specifically, 49762 scores 25/100. 94% of housing is owner-occupied. Rent burden reaches 0% of tenant households. There are about 818 housing units across 49762. The poverty rate is 10.5%. 620 residents call 49762 home, typically aged 66. Around 25% of adults hold a bachelor's degree or higher. The typical home is worth about $176,900 (3.0× income, relatively affordable). At $48,304, median income runs below typical U.S. levels.

On the whole, 49762 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 49762 runs through one identical scoring model, so its 7/100 sits on the same scale as every other ZIP in Mackinac County, Michigan and the nation. Sparse data for 49762 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 7/100 for 49762 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 49762 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.