ZIP 49701 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49701 (Emmet County, Michigan) lands at 23/100 — low on DLRadar's distress scoring. Its heaviest discrete signals: structural risk (52/100), institutional ownership (48/100), construction/permit lag (46/100). mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100). On the structural side it scores 52/100, with 2/100 of stress already active.

The peak-phase market in 49701 posted values that rose 4.8% over the year, and 57% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

At $43,636, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 38/100. Around 32% of renters are cost-burdened. Around 28% of adults hold a bachelor's degree or higher. 76% of housing is owner-occupied. The typical home is worth about $228,700 (5.0× income). The poverty rate is 16.8% — high, a tax-stress and distress correlate. There are about 824 housing units across 49701. Population is roughly 767 with a median age of 57. The vacancy rate is 53.2% — elevated.

On the whole, 49701 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 49701 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 49701's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 49701 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

49701's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 49701 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.