ZIP 49749 Foreclosure, Tax-Lien & Distress Report
Cheboygan County, Michigan · High Vacancy market
Cheboygan County, Michigan's ZIP 49749 registers 23/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (70/100). Structural risk reads 53/100 against active distress of 3/100. What sets it apart are the readings on structural risk (53/100), construction/permit lag (47/100), institutional ownership (44/100). mortgage stress (9/100) stay muted.
Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 46% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Median household income is $66,604, below the U.S. median near $78,000. About 33% have a four-year degree. The vacancy rate is 43.8% — elevated. 4,860 residents call 49749 home, typically aged 57. Around 67% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 35/100. 14.0% of residents fall below the poverty threshold. 86% of housing is owner-occupied. The ZIP holds roughly 3,860 housing units. Home values center near $244,300, an affordability ratio of 3.0× — accessible.
On the whole, 49749 leans distressed, with opportunity clustered in specific stressed parcels. While 49749 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 49749's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 49749 reflects the current record instead of a stale or modeled snapshot.
Behind 49749's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 49749 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 49749
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 49749 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 49749, the same set carried on every parcel.
Nearby ZIPs in Cheboygan County
More distress data near 49749
More ZIP, county and state distress intelligence connected to Cheboygan County, Michigan.
See every distressed parcel in 49749
Every distressed parcel in 49749 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology