ZIP 49749 Property Distress & Foreclosure Data

DLRadar grades ZIP 49749 (Cheboygan County, Michigan) at a minimal 14/100 for overall property distress. The latent-versus-live split is 31/100 structural and 3/100 already moving. Property-level stress concentrates in construction/permit lag (55/100), structural risk (31/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and institutional ownership (3/100).

The expansion-phase market in 49749 posted values that rose 6.4% over the year, and 46% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $66,604, below the U.S. median near $78,000. Educational attainment sits at 33% bachelor's-or-above. The vacancy rate is 43.8% — elevated. Population is roughly 4,860 with a median age of 57. Around 67% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 35/100. 14.0% of residents fall below the poverty threshold. Owners hold 86% of homes, renters 14%. The ZIP holds roughly 3,860 housing units. Home values center near $244,300, an affordability ratio of 3.0× — accessible.

On the whole, 49749 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.