ZIP 49721 Property Distress & Foreclosure Data

DLRadar grades ZIP 49721 (Cheboygan County, Michigan) at a minimal 14/100 for overall property distress. On the structural side it scores 31/100, with 3/100 of stress already active. Property-level stress concentrates in construction/permit lag (55/100), structural risk (31/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 38% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

83% of housing is owner-occupied. Around 44% of renters are cost-burdened. The demographic-stress sub-score lands at 30/100. Around 22% of adults hold a bachelor's degree or higher. At $60,840, median income runs below typical U.S. levels. About 13,937 people live here, median age 51. The typical home is worth about $172,200 (2.8× income, relatively affordable). The vacancy rate is 33.1% — elevated. The poverty rate is 11.2%. The ZIP holds roughly 8,528 housing units.

Net-net, 49721 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.