ZIP 49721 Foreclosure, Tax-Lien & Distress Report
Cheboygan County, Michigan · High Vacancy market
ZIP 49721's composite property-distress score is 26/100 - DLRadar classes that as low for Cheboygan County, Michigan. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100), FEMA disaster exposure (60/100). Structural risk reads 59/100 against active distress of 3/100. Property-level stress concentrates in structural risk (59/100), institutional ownership (53/100), construction/permit lag (50/100). mortgage stress (9/100) stay muted.
The market reads expansion — home values rose 5.5% year on year, and 38% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The tenure split is 83% owner-occupied to 17% rented. Around 44% of renters are cost-burdened. The demographic-stress sub-score lands at 30/100. Educational attainment sits at 22% bachelor's-or-above. At $60,840, median income runs below typical U.S. levels. About 13,937 people live here, median age 51. A median home runs $172,200 here, or 2.8 times local income. The vacancy rate is 33.1% — elevated. Roughly 11.2% live below the poverty line. The ZIP holds roughly 8,528 housing units.
On the whole, 49721 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 49721 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 49721's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 49721 shows blanks, not estimates, wherever the record is sparse.
49721's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 49721 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 49721’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 49721 Stress Report snapshot
The live 49721 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Cheboygan County ZIPs near 49721
Nearest ZIP codes to 49721
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Cheboygan County, Michigan.
The complete 49721 distress and acquisition report
See who owns each distressed property in 49721, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology