ZIP 49706 Property Distress & Foreclosure Data

ZIP code 49706 in Emmet County, Michigan carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (64/100), structural risk (30/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low. Structural exposure scores 30 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 5.8% year on year, and 34% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 4,712 people live here, median age 42. Rent burden reaches 18% of tenant households. The typical home is worth about $248,500 (3.3× income, relatively affordable). There are about 2,917 housing units across 49706. Around 22% of adults hold a bachelor's degree or higher. Vacancy runs 26.1%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 13.1%. At $63,573, median income runs below typical U.S. levels. 79% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100.

Net-net, 49706 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.