ZIP 49770 Foreclosure, Tax-Lien & Distress Report
Emmet County, Michigan · High Vacancy market
Composite property distress in 49770 (Emmet County, Michigan) lands at 17/100 — low on DLRadar's public-record scoring. Structural exposure scores 37 and live distress 2 on the 0–100 scale. The pressure is most legible in construction/permit lag (54/100), structural risk (37/100), institutional ownership (29/100). By contrast, institutional ownership (29/100) and mortgage stress (7/100) register low.
The peak-phase market in 49770 posted values that rose 4.3% over the year, and 26% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.
Rent burden reaches 29% of tenant households. Owners hold 71% of homes, renters 29%. Median household income is $80,431, near the U.S. median near $78,000. The vacancy rate is 26.5% — elevated. The poverty rate is 8.0%. Home values center near $355,200, an affordability ratio of 3.9× — accessible. Educational attainment sits at 47% bachelor's-or-above. There are about 10,440 housing units across 49770. On demographic stress specifically, 49770 scores 29/100. About 17,813 people live here, median age 46.
On the whole, 49770 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 49770 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 49770 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 49770, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 49770's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 49770 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 49770’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 49770 distress snapshot
Current distress, phase, housing and lender-pressure figures for 49770, drawn from the same report attached to each property.
Other Emmet County ZIP codes
Related reports across Emmet County, Michigan
Other reports tied to Emmet County, Michigan — ZIP, county and statewide.
Get the full acquisition report for 49770
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Rules-based scoring — each signal ties to a public dataset · methodology