ZIP 49770 Property Distress & Foreclosure Data

In Emmet County, Michigan, ZIP 49770 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. The latent-versus-live split is 29/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (66/100), structural risk (29/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100).

The expansion-phase market in 49770 posted values that rose 5.6% over the year, and 26% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 29% of renters are cost-burdened. Owners hold 71% of homes, renters 29%. Median household income is $80,431, near the U.S. median near $78,000. The vacancy rate is 26.5% — elevated. 8.0% of residents fall below the poverty threshold. Home values center near $355,200, an affordability ratio of 3.9× — accessible. Educational attainment sits at 47% bachelor's-or-above. The ZIP holds roughly 10,440 housing units. DLRadar's demographic-stress index for the area reads 29/100. Population is roughly 17,813 with a median age of 46.

On the whole, 49770 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.