ZIP 49769 Property Distress & Foreclosure Data

Emmet County, Michigan's ZIP 49769 registers 13/100 composite distress, which DLRadar reads as minimal. On the structural side it scores 30/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (65/100), structural risk (30/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.7% year on year, and 30% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $64,792, median income runs below typical U.S. levels. The poverty rate is 9.4%. The vacancy rate is 28.7% — elevated. Around 24% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100. About 1,791 people live here, median age 32. Around 40% of renters are cost-burdened. The ZIP holds roughly 915 housing units. The typical home is worth about $160,000 (2.4× income, relatively affordable). 78% of housing is owner-occupied.

Net-net, 49769 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.