ZIP 49769 Foreclosure, Tax-Lien & Distress Report
Emmet County, Michigan · High Vacancy market
Scored on a fixed 0-100 scale, 49769 (Emmet County, Michigan) returns a low composite of 22/100. Its heaviest discrete signals: structural risk (50/100), institutional ownership (47/100), construction/permit lag (45/100). By contrast, mortgage stress (7/100) register low. The split runs 50/100 structural to 2/100 active on the ground. Environmental exposure also runs high (flood (NFIP) exposure (66/100), FEMA disaster exposure (60/100)).
Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 30% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $64,792, median income runs below typical U.S. levels. The poverty rate is 9.4%. Vacancy runs 28.7%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 24% bachelor's-or-above. On demographic stress specifically, 49769 scores 28/100. Population is roughly 1,791 with a median age of 32. Rent burden reaches 40% of tenant households. The ZIP holds roughly 915 housing units. A median home runs $160,000 here, or 2.4 times local income. 78% of housing is owner-occupied.
Taken together, 49769 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 49769 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 49769 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 49769, the field stays empty rather than modeled, and fills in as new documents post.
The 22/100 figure for 49769 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 49769 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 49769 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 49769 by the numbers
The live 49769 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Emmet County ZIPs near 49769
Nearest ZIP codes to 49769
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Emmet County, Michigan
More ZIP, county and state distress intelligence connected to Emmet County, Michigan.
Open the complete 49769 acquisition file
See who owns each distressed property in 49769, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology