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Emmet County, MI: Foreclosures, Tax Liens & Distressed Properties

For Emmet County, Michigan, DLRadar turns county and parcel public records into a single distress score per ZIP. Individual Emmet County ZIPs score between 15 and 20 on the 0–100 composite. On bank and credit headwind, Emmet County scores 47/100. Coverage runs to 11 ZIPs across Emmet County, a low 18/100 average.

Currently peak, Emmet County saw prices rise 4.2% year over year (phase confidence 26/100). This late in the run, blanket buying underperforms as the ZIP scores below show.

At +4.2% YoY and 26/100 confidence, the discount lives in outliers — target the few ZIPs carrying distress. A moderate 47/100 lender headwind implies mixed owner- and bank-driven distress.

The sharpest Emmet County readings come from 49701 (20/100), 49706 (19/100), 49716 (19/100), 49755 (19/100), 49718 (18/100), 49769 (18/100) — open any for the parcel detail. The breakdown continues through 49722, 49740, 49764, 49770, 49713 and more.

By the numbers, the ZIPs DLRadar tracks across Emmet County come in at residents with a median age around 48.3, 74% of homes owner-occupied, home values averaging roughly $277,760, below the US, a median household income near $76,153 (near the US norm), a 38.9% vacancy rate, a 11.1% poverty rate. These fundamentals drive who is forced to sell and how readily the market absorbs it.

At 18/100 composite over 11 ZIPs, the opportunity hides below the average where the ZIP scores point. A DLRadar subscription opens every Emmet County parcel: owner, address and APN, score, bank exposure and an exit-velocity estimate.

Whether Emmet County, Michigan carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Emmet County can be compared directly against any county in the country.

Approach Emmet County by rank rather than by average — the 18/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Emmet County data is thin.

The ZIP breakdown for Emmet County leads with 49701 (20/100), 49706 (19/100), 49716 (19/100), 49755 (19/100), 49718 (18/100), 49769 (18/100). DLRadar also scores 49722, 49740, 49764, 49770, 49713 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

DLRadar's composite for Emmet County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.

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Peak
Market phase
4.2%
HPI YoY
0%
Drawdown
26
Confidence
Live sampleSample: distressed properties in Emmet County ZIPs
ZIPStateDistress score🔒 Owner🔒 Property Address🔒 Parcel ID
49701MI20
49706MI19
49716MI19
49755MI19
49718MI18
49769MI18
49722MI17
49740MI17
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Top Emmet County ZIP codes by stress score

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These reads compound. National distress frames it, bank and insurer strain forecast supply, ZIP data locates it.

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