ZIP 49705 Foreclosure, Tax-Lien & Distress Report
Cheboygan County, Michigan · High Vacancy market
ZIP code 49705 in Cheboygan County, Michigan carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are structural risk (53/100), construction/permit lag (47/100), institutional ownership (44/100). mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (70/100). Structural risk reads 53/100 against active distress of 3/100.
The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
A median home runs $168,500 here, or 2.3 times local income. The poverty rate is 12.7%. At $74,375, median income runs near typical U.S. levels. Around 14% of renters are cost-burdened. Educational attainment sits at 11% bachelor's-or-above. 879 residents call 49705 home, typically aged 45. There are about 425 housing units across 49705. On demographic stress specifically, 49705 scores 27/100. The vacancy rate is 35.5% — elevated. The tenure split is 87% owner-occupied to 13% rented.
Taken together, 49705 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 49705 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 49705's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 49705 reflects the current record instead of a stale or modeled snapshot.
Behind 49705's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 49705 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 49705
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 49705 by the numbers
The live 49705 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Get the full acquisition report for 49705
Every distressed parcel in 49705 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology