ZIP 49795 Property Distress & Foreclosure Data

Composite property distress in 49795 (Otsego County, Michigan) lands at 9/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (49/100), structural risk (20/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Structural risk reads 20/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, and 23% higher over three years, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 78% owner-occupied to 22% rented. Households earn a median $57,367 — below the roughly $78,000 national figure. 1,918 residents call 49795 home, typically aged 44. On demographic stress specifically, 49795 scores 35/100. Vacancy runs 31.6%, above the national norm and a classic distress-and-opportunity signal. Roughly 20.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 1,151 housing units across 49795. About 13% have a four-year degree. A median home runs $166,500 here, or 2.8 times local income. Rent burden reaches 55% of tenant households.

Taken together, 49795 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.