ZIP 49735 Property Distress & Foreclosure Data

DLRadar grades ZIP 49735 (Otsego County, Michigan) at a minimal 8/100 for overall property distress. Property-level stress concentrates in construction/permit lag (46/100), structural risk (19/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Structural exposure scores 19 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, and 23% higher over three years, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

20,678 residents call 49735 home, typically aged 45. The tenure split is 76% owner-occupied to 24% rented. Roughly 9.0% live below the poverty line. About 28% have a four-year degree. A median home runs $227,200 here, or 2.9 times local income. Households earn a median $69,050 — near the roughly $78,000 national figure. Vacancy runs 21.5%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 49735 scores 28/100. There are about 11,509 housing units across 49735. Rent burden reaches 37% of tenant households.

Taken together, 49735 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.