ZIP 49751 Property Distress & Foreclosure Data

ZIP code 49751 in Otsego County, Michigan carries a composite property-distress score of 8/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (46/100), structural risk (18/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low. Structural risk reads 18/100 against active distress of 2/100.

The market reads expansion — home values rose 6.4% year on year, and 37% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 1,878 housing units across 49751. Vacancy runs 51.8%, above the national norm and a classic distress-and-opportunity signal. At $65,833, median income runs below typical U.S. levels. Rent burden reaches 39% of tenant households. 90% of housing is owner-occupied. The demographic-stress sub-score lands at 30/100. The typical home is worth about $188,600 (2.7× income, relatively affordable). Around 24% of adults hold a bachelor's degree or higher. About 2,008 people live here, median age 47. The poverty rate is 7.7%.

Net-net, 49751 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.