ZIP 49751 Foreclosure, Tax-Lien & Distress Report

In Otsego County, Michigan, ZIP 49751 scores 9 of 100 for composite distress, a minimal level on DLRadar's public-record index. Leading the profile are construction/permit lag (46/100), structural risk (21/100), institutional ownership (11/100). By contrast, institutional ownership (11/100) and mortgage stress (7/100) register low. Latent structural risk is 21/100 while live distress already moving reads 2/100.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 37% higher over three years (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 1,878 housing units across 49751. The vacancy rate is 51.8% — elevated. Median household income is $65,833, below the U.S. median near $78,000. Rent burden reaches 39% of tenant households. Owners hold 90% of homes, renters 10%. DLRadar's demographic-stress index for the area reads 30/100. A median home runs $188,600 here, or 2.7 times local income. Around 24% of adults hold a bachelor's degree or higher. About 2,008 people live here, median age 47. The poverty rate is 7.7%.

Taken together, 49751 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 49751 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 49751 read uses the identical public-record model applied coast to coast, which means its 9/100 score means exactly what it means anywhere else, and 49751 stays directly comparable to neighboring ZIPs and the rest of Otsego County, Michigan. Where the public record is thin for 49751, the field stays empty rather than modeled, and fills in as new documents post.

49751's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 49751 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.