ZIP 48619 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 48619 (Oscoda County, Michigan) returns a minimal composite of 13/100. Structurally it carries 28/100, against 3/100 of stress already in motion. It additionally carries heavy environmental risk: FEMA disaster exposure (60/100). The sharpest non-environmental signals are construction/permit lag (46/100), institutional ownership (33/100), structural risk (28/100). By contrast, structural risk (28/100) and mortgage stress (11/100) register low.

The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 474 with a median age of 62. The vacancy rate is 47.5% — elevated. The tenure split is 90% owner-occupied to 10% rented. On demographic stress specifically, 48619 scores 30/100. At $46,198, median income runs below typical U.S. levels. About 10% have a four-year degree. Home values center near $165,100, an affordability ratio of 2.7× — accessible. There are about 423 housing units across 48619. Roughly 11.0% live below the poverty line. Around 32% of renters are cost-burdened.

On the whole, 48619 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 48619 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 48619 runs through one identical scoring model, so its 13/100 sits on the same scale as every other ZIP in Oscoda County, Michigan and the nation. 48619 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

48619's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 48619 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.