ZIP 48728 Property Distress & Foreclosure Data

Composite property distress in 48728 (Alcona County, Michigan) lands at 7/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 17/100, with 3/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (49/100), structural risk (17/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.4% year on year (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $47,250, median income runs below typical U.S. levels. The poverty rate is 22.2% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 35/100. The typical home is worth about $108,800 (3.6× income, relatively affordable). Around 19% of renters are cost-burdened. 89% of housing is owner-occupied. The ZIP holds roughly 605 housing units. The vacancy rate is 69.5% — elevated. Around 15% of adults hold a bachelor's degree or higher. About 329 people live here, median age 61.

Net-net, 48728 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

7/100
Composite stress
17/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 48728

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk14
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Alcona County

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