ZIP 48728 Foreclosure, Tax-Lien & Distress Report
Alcona County, Michigan · High Vacancy market
ZIP code 48728 in Alcona County, Michigan carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic distress index. Its heaviest discrete signals: institutional ownership (45/100), structural risk (31/100), mortgage stress (11/100). mortgage stress (11/100) and construction/permit lag (11/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (60/100)). Latent structural risk is 31/100 while live distress already moving reads 3/100.
The expansion-phase market in 48728 posted values that rose 5.5% over the year, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Median household income is $47,250, below the U.S. median near $78,000. 22.2% of residents fall below the poverty threshold. On demographic stress specifically, 48728 scores 35/100. Home values center near $108,800, an affordability ratio of 3.6× — accessible. Rent burden reaches 19% of tenant households. Owners hold 89% of homes, renters 11%. There are about 605 housing units across 48728. The vacancy rate is 69.5% — elevated. Around 15% of adults hold a bachelor's degree or higher. About 329 people live here, median age 61.
Net-net, 48728 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 48728 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 48728 read uses the identical scoring model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 48728 stays directly comparable to neighboring ZIPs and the rest of Alcona County, Michigan. Every figure is auditable to a public dataset and refreshed as records update; 48728 shows blanks, not estimates, wherever the record is sparse.
The 14/100 for 48728 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 48728 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 48728
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 48728 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 48728, drawn from the same report attached to each property.
Neighbouring ZIPs in Alcona County
Nearest ZIP codes to 48728
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Alcona County, Michigan.
The complete 48728 distress and acquisition report
See who owns each distressed property in 48728, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology