ZIP 48740 Property Distress & Foreclosure Data
DLRadar grades ZIP 48740 (Alcona County, Michigan) at a minimal 8/100 for overall property distress. The latent-versus-live split is 18/100 structural and 3/100 already moving. Property-level stress concentrates in construction/permit lag (50/100), structural risk (18/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and institutional ownership (3/100) register low.
The market reads expansion — home values rose 6.4% year on year, and 29% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The ZIP holds roughly 1,627 housing units. The poverty rate is 15.1%. At $53,460, median income runs below typical U.S. levels. Around 31% of renters are cost-burdened. The typical home is worth about $155,800 (2.6× income, relatively affordable). The demographic-stress sub-score lands at 28/100. The vacancy rate is 30.9% — elevated. 87% of housing is owner-occupied. Around 19% of adults hold a bachelor's degree or higher. About 2,433 people live here, median age 59.
Net-net, 48740 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 48740
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Alcona County
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Deterministic. Every signal traces to a public dataset · methodology