ZIP 49766 Property Distress & Foreclosure Data

In Alpena County, Michigan, ZIP 49766 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (76/100), structural risk (27/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Structural risk reads 27/100 against active distress of 1/100.

The market reads expansion — home values rose 5.6% year on year, and 17% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,498 people live here, median age 52. 91% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100. Vacancy runs 19.7%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $161,800 (2.7× income, relatively affordable). At $56,806, median income runs below typical U.S. levels. Around 17% of adults hold a bachelor's degree or higher. There are about 1,285 housing units across 49766. The poverty rate is 9.4%. Rent burden reaches 16% of tenant households.

Net-net, 49766 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.