ZIP 49707 Property Distress & Foreclosure Data

In Alpena County, Michigan, ZIP 49707 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 27/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (75/100), structural risk (27/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

The expansion-phase market in 49707 posted values that rose 5.6% over the year, and 22% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $50,699, below the U.S. median near $78,000. Population is roughly 22,050 with a median age of 48. 18.5% of residents fall below the poverty threshold. Around 35% of renters are cost-burdened. Educational attainment sits at 19% bachelor's-or-above. The ZIP holds roughly 11,977 housing units. DLRadar's demographic-stress index for the area reads 29/100. The vacancy rate is 16.5% — elevated. Home values center near $153,700, an affordability ratio of 2.7× — accessible. Owners hold 76% of homes, renters 24%.

On the whole, 49707 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.