ZIP 49707 Foreclosure, Tax-Lien & Distress Report

ZIP code 49707 in Alpena County, Michigan carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 32/100 against active distress of 1/100. Property-level stress concentrates in construction/permit lag (41/100), institutional ownership (33/100), structural risk (32/100). structural risk (32/100) and mortgage stress (5/100) stay muted.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 22% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $50,699, median income runs below typical U.S. levels. About 22,050 people live here, median age 48. The poverty rate is 18.5% — high, a tax-stress and distress correlate. Rent burden reaches 35% of tenant households. About 19% have a four-year degree. The ZIP holds roughly 11,977 housing units. The demographic-stress sub-score lands at 29/100. The vacancy rate is 16.5% — elevated. A median home runs $153,700 here, or 2.7 times local income. The tenure split is 76% owner-occupied to 24% rented.

On the whole, 49707 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 49707 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 49707's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 49707 shows as blanks, never estimates, and the score updates on every fresh public filing.

49707's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 49707 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.