Alpena County, MI: Foreclosures, Tax Liens & Distressed Properties

Alpena County, MI, Michigan: 8 ZIP codes scored, Alpena County, MI averaging 16/100 (low, Alpena, MI), from 12 to 17. Alpena County, MI is in its peak phase (Alpena, MI confidence 26/100): Alpena, MI home prices up 4.2% (Alpena, MI) over twelve months. Alpena County, MI lender headwind: 23/100.

Highest-scoring Alpena County, MI ZIPs: 49707 (17/100), 49744 (17/100), 49753 (17/100), 49766 (17/100), 49747 (16/100), 49776 (15/100). Also scored in Alpena County, MI: 48762, 49746.

Across Alpena County, MI's scored ZIPs: median home value $171,350, household income $53,391, 33.3% vacancy, 14.1% poverty, 89% owner-occupied, median age 50.8.

Alpena County, MI insurance distress 56/100 (#981 in the US); FEMA hazard 52/100 for Alpena, MI; 4 federal disaster declarations in Alpena County, MI since 2023 (2 flood); 2 Alpena, MI NFIP flood claims, $26K paid; Alpena, MI construction distress 25/100.

3 banks with 4 branches lend in Alpena County, MI; Alpena, MI weighted bank stress 57/100, highest 63/100 in Alpena, MI.

Alpena County, MI unemployment 5.3% (Alpena, MI -0.4 pts, six months); 51 new housing units permitted in Alpena County, MI over twelve months, Alpena, MI up 24% from 41; Alpena, MI home prices +14.3% a year (Alpena, MI) over three years.

15,707 housing units in Alpena County, MI; 2,620 Alpena, MI renter households; 39% of Alpena, MI renters spend 30%+ of income on rent, 13% (Alpena, MI) half or more.

Alpena County, MI ranks #1,198 nationally on the opportunity index (Alpena, MI, among all ranked counties); Alpena, MI scores 30.5/100 and Alpena, MI sits #42 inside Michigan. Alpena, MI is in the early_signal opportunity phase; Alpena, MI's primary driver is vacancy, Alpena, MI second driver bank institutional; Alpena, MI moved up 204 places. 2 short-sale listings across Alpena, MI; 59 days on market observed in Alpena, MI; 20.2% vacancy over 8 Alpena, MI ZIPs.

No CFPB county sample covers Alpena County, MI. The non-metro area reading for Alpena, MI: 1.0% ninety-plus days late; Alpena, MI's thirty-to-eighty-nine share is 2.6% (Alpena, MI, December 2025 data); Michigan overall 0.9%.

HUD lists 1 assisted multifamily property in Alpena County, MI with 66 units; 65 Alpena, MI units are assisted, 1 Alpena, MI properties under project-based Section 8.

2,688 of the 15,707 housing units in Alpena, MI sit vacant. Alpena County, MI permitted 10 multifamily units in twelve months; Alpena, MI's one-to-four unit structures added 41 units in Alpena County, MI.