ZIP 49765 Foreclosure, Tax-Lien & Distress Report

ZIP code 49765 in Presque Isle County, Michigan carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 40/100 while live distress already moving reads 2/100. Its heaviest discrete signals: construction/permit lag (46/100), structural risk (40/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (8/100) register low.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 16% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 16.7% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 29/100. Median household income is $53,125, below the U.S. median near $78,000. The ZIP holds roughly 2,740 housing units. 84% of housing is owner-occupied. About 15% have a four-year degree. A median home runs $124,000 here, or 2.1 times local income. Vacancy runs 34.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 33% of tenant households. 4,287 residents call 49765 home, typically aged 50.

Net-net, 49765 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 49765 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 49765 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Presque Isle County, Michigan and the nation. Nothing here is interpolated — where a source is thin for 49765, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 49765 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. The point of the 49765 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.