ZIP 49765 Foreclosure, Tax-Lien & Distress Report
Presque Isle County, Michigan · High Vacancy market
ZIP code 49765 in Presque Isle County, Michigan carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. Latent structural risk is 44/100 while live distress already moving reads 2/100. Its heaviest discrete signals: construction/permit lag (49/100), structural risk (44/100), institutional ownership (42/100). By contrast, mortgage stress (8/100) register low.
Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 16% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The poverty rate is 16.7% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 29/100. Median household income is $53,125, below the U.S. median near $78,000. The ZIP holds roughly 2,740 housing units. 84% of housing is owner-occupied. About 15% have a four-year degree. A median home runs $124,000 here, or 2.1 times local income. Vacancy runs 34.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 33% of tenant households. 4,287 residents call 49765 home, typically aged 50.
Net-net, 49765 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 49765 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 49765 runs through one identical scoring model, so its 20/100 sits on the same scale as every other ZIP in Presque Isle County, Michigan and the nation. Nothing here is interpolated — where a source is thin for 49765, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 49765 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 49765 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 49765
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 49765 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Presque Isle County ZIPs near 49765
Nearest ZIP codes to 49765
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 49765
Other reports tied to Presque Isle County, Michigan — ZIP, county and statewide.
Open the complete 49765 acquisition file
Open 49765 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology