ZIP 49777 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 49777 (Presque Isle County, Michigan) returns a minimal composite of 12/100. Its standout signals are construction/permit lag (44/100), institutional ownership (28/100), structural risk (27/100). structural risk (27/100) and mortgage stress (7/100) stay muted. The latent-versus-live split is 27/100 structural and 2/100 already moving.

The market reads expansion — home values rose 5.5% year on year, and 41% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

97% of housing is owner-occupied. The vacancy rate is 48.1% — elevated. The typical home is worth about $232,300 (2.6× income, relatively affordable). Educational attainment sits at 34% bachelor's-or-above. There are about 1,782 housing units across 49777. Households earn a median $85,781 — near the roughly $78,000 national figure. Rent burden reaches 61% of tenant households. The demographic-stress sub-score lands at 30/100. Population is roughly 1,933 with a median age of 60. The poverty rate is 5.8% — low.

On the whole, 49777 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 49777 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 49777's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 49777, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 12/100 figure for 49777 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 49777 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.