ZIP 49746 Foreclosure, Tax-Lien & Distress Report
Montmorency County, Michigan · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 49746 in Montmorency County, Michigan comes in at 12, a minimal composite-distress reading. Environmental exposure also runs high (FEMA disaster exposure (60/100)). The sharpest non-environmental signals are institutional ownership (35/100), construction/permit lag (26/100), structural risk (26/100). By contrast, structural risk (26/100) and mortgage stress (8/100) register low. Latent structural risk is 26/100 while live distress already moving reads 3/100.
The market reads expansion — home values rose 5.2% year on year, and 18% higher over three years (phase confidence 31/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Vacancy runs 37.4%, above the national norm and a classic distress-and-opportunity signal. A median home runs $164,400 here, or 3.0 times local income. On demographic stress specifically, 49746 scores 33/100. Educational attainment sits at 13% bachelor's-or-above. About 3,502 people live here, median age 54. Households earn a median $47,776 — below the roughly $78,000 national figure. Owners hold 84% of homes, renters 16%. There are about 2,695 housing units across 49746. Rent burden reaches 42% of tenant households. The poverty rate is 18.0% — high, a tax-stress and distress correlate.
Taken together, 49746 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 49746 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 49746 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. 49746 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 49746's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 49746 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 49746
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 49746 Stress Report snapshot
The live 49746 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Montmorency County ZIPs near 49746
Nearest ZIP codes to 49746
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Montmorency County, Michigan by ZIP, county and state.
Unlock the full ZIP 49746 acquisition report
The full 49746 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology