ZIP 49709 Foreclosure, Tax-Lien & Distress Report
Montmorency County, Michigan · High Vacancy market
DLRadar grades ZIP 49709 (Montmorency County, Michigan) at a minimal 8/100 for overall property distress. Latent structural risk is 16/100 while live distress already moving reads 3/100. The sharpest non-environmental signals are institutional ownership (32/100), structural risk (16/100), mortgage stress (10/100). By contrast, structural risk (16/100) and mortgage stress (10/100) register low.
The expansion-phase market in 49709 posted values that rose 5.5% over the year, and 21% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The vacancy rate is 53.4% — elevated. DLRadar's demographic-stress index for the area reads 36/100. Households earn a median $49,397 — below the roughly $78,000 national figure. Around 15% of adults hold a bachelor's degree or higher. Rent burden reaches 66% of tenant households. 92% of housing is owner-occupied. Home values center near $153,900, an affordability ratio of 2.7× — accessible. About 3,524 people live here, median age 57. 17.1% of residents fall below the poverty threshold. There are about 3,746 housing units across 49709.
Taken together, 49709 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 49709 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 49709 runs hot or quiet, its 8/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49709 can be compared directly against any other ZIP in Montmorency County, Michigan or nationwide. Nothing here is interpolated — where a source is thin for 49709, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 49709's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 49709 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 49709’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 49709 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 49709, drawn from the same report attached to each property.
Other Montmorency County ZIP codes
Nearest ZIP codes to 49709
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Montmorency County, Michigan
Further distress data across Montmorency County, Michigan at ZIP, county and state level.
Get the full acquisition report for 49709
See who owns each distressed property in 49709, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology