ZIP 49709 Property Distress & Foreclosure Data

Composite property distress in 49709 (Montmorency County, Michigan) lands at 2/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 4/100 structural and 3/100 already moving. The sharpest non-environmental signals are mortgage stress (10/100), structural risk (4/100), institutional ownership (3/100). By contrast, structural risk (4/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 21% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 53.4% — elevated. The demographic-stress sub-score lands at 36/100. At $49,397, median income runs below typical U.S. levels. Around 15% of adults hold a bachelor's degree or higher. Around 66% of renters are cost-burdened. 92% of housing is owner-occupied. The typical home is worth about $153,900 (2.7× income, relatively affordable). About 3,524 people live here, median age 57. The poverty rate is 17.1% — high, a tax-stress and distress correlate. The ZIP holds roughly 3,746 housing units.

Net-net, 49709 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.