Alpena County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Alpena County, MI distress report, 2026: 8 ZIPs scored in Alpena, MI, Alpena, MI average 16/100; the top Alpena, MI ZIP is 49707 at 17/100; Alpena, MI market phase peak, Alpena, MI prices +4.2% year over year.
- Alpena, MI ranks #1,198 nationally (opportunity index); Alpena, MI #42 in Michigan; Alpena, MI index 30.5.
- Alpena, MI: no CFPB county sample; Alpena, MI non-metro area reading 1.0%.
- Alpena, MI ZIP phases: 5 peak, 3 expansion.
- Alpena, MI residential listings tracked: 3 across 4 ZIPs; Alpena, MI candidate listings 0.
- Alpena, MI HUD assisted properties: 1 with 66 units.
- Alpena, MI most distressed ZIP: 49707 at 17/100.
Alpena, MI figures: DLRadar distress index; Alpena, MI inputs: CFPB, FHFA, HUD, FDIC; Alpena, MI rebuilt as sources refresh.
| Rank | Alpena, MI ZIP | Score |
|---|---|---|
| 1 | 49707 | 17/100 |
| 2 | 49744 | 17/100 |
| 3 | 49753 | 17/100 |
| 4 | 49766 | 17/100 |
| 5 | 49747 | 16/100 |
| 6 | 49776 | 15/100 |
| 7 | 48762 | 14/100 |
| 8 | 49746 | 12/100 |
Most distressed Alpena, MI ZIPs (0-100, 2026)
Mortgage delinquency around Alpena, MI
No CFPB county sample covers Alpena, MI; the non-metro area reading for Alpena, MI: 1.0% ninety-plus; Alpena, MI area thirty-to-eighty-nine 2.6% (December 2025, Alpena, MI); Michigan overall 0.9%.
Opportunity index: Alpena, MI
Alpena, MI index 30.5, Alpena, MI phase early_signal; Alpena, MI primary driver vacancy, Alpena, MI second driver bank institutional. Alpena, MI components: property stress 24.1, foreclosure pressure 24.7, listing discounts 27.3, bank stress 53.6, insurance 0.0; Alpena, MI pulse 34.2; Alpena, MI capital opportunity 25.0; Alpena, MI seven-day change +0.4%.
ZIP market phases inside Alpena, MI
8 Alpena, MI ZIPs carry a price-cycle phase; Alpena, MI ZIPs by phase (Alpena, MI), deepest drawdown first: expansion, +5.3% YoY (Alpena, MI): 48762; peak, +4.3% YoY (Alpena, MI): 49707; peak, +4.2% YoY (Alpena, MI): 49744, 49753, 49766; expansion, +5.2% YoY (Alpena, MI): 49746, 49776; peak, +4.9% YoY (Alpena, MI): 49747.
Residential listings by Alpena, MI ZIP
Alpena, MI ZIPs with the most tracked Alpena, MI residential listings: 49707 3 listings, 0 candidates, bank pressure 65; 49744 0 listings, 0 candidates, bank pressure 58; 49753 0 listings, 0 candidates, bank pressure 58; 49766 0 listings, 0 candidates, bank pressure 58 (Alpena, MI). Alpena, MI totals: 3 listings; Alpena, MI candidates 0; active ZIPs 0.
HUD assisted housing in Alpena, MI
1 assisted properties with 66 units sit in Alpena, MI; largest Alpena, MI properties: Luther Community Manor (Alpena) 66 units, 65 assisted.
Vacancy and permits, Alpena, MI
2,688 of 15,707 Alpena, MI housing units are vacant; Alpena, MI permits, twelve months: 10 multifamily units in Alpena, MI, 41 one-to-four unit units.
Work Alpena, MI at the parcel level
Every Alpena, MI parcel carries owner and address; every Alpena, MI parcel carries APN; Alpena, MI distress scores sit on the Alpena, MI live board.
Alpena, MI figures refresh with each source.
Alpena, MI questions
Most distressed ZIP code in Alpena County, MI?
ZIP 49707 leads Alpena, MI at 17/100; next in Alpena, MI: 49744 at 17/100; the Alpena, MI average is 16/100.
Where does Alpena County, MI rank for investment opportunity?
Alpena, MI is #1,198 among all ranked counties, #42 in Michigan; the Alpena, MI driver is vacancy; Alpena, MI moved up 204 places.
How many mortgages are delinquent in Alpena County, MI?
Alpena, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Alpena, MI.
More on Alpena, MI
Alpena County, MI distress report: public-record figures for Alpena, MI; not legal advice for Alpena, MI; not tax or investment advice; verify every Alpena, MI record before acting.