ZIP 48742 Foreclosure, Tax-Lien & Distress Report
Alcona County, Michigan · High Vacancy market
In Alcona County, Michigan, ZIP 48742 scores 14 of 100 for composite distress, a minimal level on DLRadar's distress index. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100). Structural risk reads 32/100 against active distress of 3/100. What sets it apart are the readings on institutional ownership (47/100), structural risk (32/100), mortgage stress (11/100). On the quiet end sit mortgage stress (11/100) and construction/permit lag (8/100).
Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 25% have a four-year degree. The ZIP holds roughly 1,423 housing units. The demographic-stress sub-score lands at 28/100. Rent burden reaches 35% of tenant households. At $62,683, median income runs below typical U.S. levels. The typical home is worth about $170,300 (2.6× income, relatively affordable). 85% of housing is owner-occupied. The vacancy rate is 38.4% — elevated. The poverty rate is 10.2%. 1,767 residents call 48742 home, typically aged 59.
Net-net, 48742 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 48742 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 48742's 14/100 can be lined up against any neighbor in Alcona County, Michigan or any ZIP coast to coast. 48742 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
48742's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 48742 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 48742
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 48742 by the numbers
Current distress, phase, housing and lender-pressure figures for 48742, drawn from the same report attached to each property.
Other Alcona County ZIP codes
Nearest ZIP codes to 48742
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Alcona County, Michigan
Additional distress intelligence spanning Alcona County, Michigan by ZIP, county and state.
The complete 48742 distress and acquisition report
See who owns each distressed property in 48742, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology