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ZIP 48745 Foreclosure, Tax-Lien & Distress Report

Alcona County, Michigan · High Vacancy market

Alcona County, Michigan's ZIP 48745 registers 14/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in institutional ownership (41/100), structural risk (32/100), construction/permit lag (24/100). On the quiet end sit construction/permit lag (24/100) and mortgage stress (11/100). Structural exposure scores 32 and live distress 3 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 32% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 1,189 with a median age of 54. The ZIP holds roughly 873 housing units. Educational attainment sits at 17% bachelor's-or-above. At $47,500, median income runs below typical U.S. levels. 86% of housing is owner-occupied. The demographic-stress sub-score lands at 37/100. The vacancy rate is 33.1% — elevated. Around 78% of renters are cost-burdened. A median home runs $157,800 here, or 3.0 times local income. 17.3% of residents fall below the poverty threshold.

On the whole, 48745 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 48745 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 48745's 14/100 can be lined up against any neighbor in Alcona County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 48745 shows blanks, not estimates, wherever the record is sparse.

48745's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 48745 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

14/100
Composite stress
32/100
Structural risk
3/100
Distress activity

ZIP 48745 distress signals, scored

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk15
48745 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

48745 at a glance

Current distress, phase, housing and lender-pressure figures for 48745, drawn from the same report attached to each property.

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Neighbouring ZIPs in Alcona County

More distress data near 48745

Related ZIP, county and statewide reads linked to Alcona County, Michigan.

Unlock parcel-level detail for ZIP 48745

Every distressed parcel in 48745 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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