ZIP 48745 Foreclosure, Tax-Lien & Distress Report

Alcona County, Michigan's ZIP 48745 registers 14/100 composite distress, which DLRadar reads as minimal. Environmental exposure also runs high (flood (NFIP) exposure (68/100)). The most distinctive pressure shows up in institutional ownership (47/100), structural risk (32/100), mortgage stress (11/100). On the quiet end sit mortgage stress (11/100) and construction/permit lag (10/100). Structural exposure scores 32 and live distress 3 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 32% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 1,189 with a median age of 54. The ZIP holds roughly 873 housing units. Educational attainment sits at 17% bachelor's-or-above. At $47,500, median income runs below typical U.S. levels. 86% of housing is owner-occupied. The demographic-stress sub-score lands at 37/100. The vacancy rate is 33.1% — elevated. Around 78% of renters are cost-burdened. A median home runs $157,800 here, or 3.0 times local income. 17.3% of residents fall below the poverty threshold.

On the whole, 48745 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 48745 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 48745's 14/100 can be lined up against any neighbor in Alcona County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 48745 shows blanks, not estimates, wherever the record is sparse.

48745's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 48745 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.