ZIP 48745 Property Distress & Foreclosure Data

DLRadar grades ZIP 48745 (Alcona County, Michigan) at a minimal 8/100 for overall property distress. Property-level stress concentrates in construction/permit lag (51/100), structural risk (18/100), mortgage stress (11/100). mortgage stress (11/100) and institutional ownership (3/100) stay muted. Structural exposure scores 18 and live distress 3 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, and 32% higher over three years, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

1,189 residents call 48745 home, typically aged 54. There are about 873 housing units across 48745. About 17% have a four-year degree. Households earn a median $47,500 — below the roughly $78,000 national figure. The tenure split is 86% owner-occupied to 14% rented. On demographic stress specifically, 48745 scores 37/100. Vacancy runs 33.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 78% of tenant households. A median home runs $157,800 here, or 3.0 times local income. Roughly 17.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 48745 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.