ZIP 48738 Property Distress & Foreclosure Data

Alcona County, Michigan's ZIP 48738 registers 8/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (51/100), structural risk (18/100), mortgage stress (11/100). On the quiet end sit mortgage stress (11/100) and institutional ownership (3/100). Structural exposure scores 18 and live distress 3 on the 0–100 scale.

The expansion-phase market in 48738 posted values that rose 6.4% over the year, and 44% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $193,900, an affordability ratio of 2.4× — accessible. 15.6% of residents fall below the poverty threshold. Owners hold 89% of homes, renters 11%. Educational attainment sits at 20% bachelor's-or-above. There are about 1,338 housing units across 48738. Rent burden reaches 22% of tenant households. Population is roughly 1,097 with a median age of 59. Median household income is $64,432, below the U.S. median near $78,000. Vacancy runs 60.2%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 29/100.

On the whole, 48738 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.