ZIP 48737 Property Distress & Foreclosure Data

Composite property distress in 48737 (Alcona County, Michigan) lands at 9/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 21/100 structural and 3/100 already moving. The sharpest non-environmental signals are construction/permit lag (57/100), structural risk (21/100), mortgage stress (10/100). By contrast, mortgage stress (10/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 48% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $38,144, median income runs below typical U.S. levels. Around 53% of renters are cost-burdened. Around 11% of adults hold a bachelor's degree or higher. About 1,121 people live here, median age 60. The vacancy rate is 58.6% — elevated. The typical home is worth about $122,500 (3.2× income, relatively affordable). The poverty rate is 20.9% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 38/100. The ZIP holds roughly 1,409 housing units. 85% of housing is owner-occupied.

Net-net, 48737 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.