ZIP 48737 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 48737 (Alcona County, Michigan) at a low 15/100 for overall property distress. Structural exposure scores 34 and live distress 3 on the 0–100 scale. Property-level stress concentrates in institutional ownership (39/100), structural risk (34/100), construction/permit lag (32/100). construction/permit lag (32/100) and mortgage stress (10/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 48% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $38,144, median income runs below typical U.S. levels. Around 53% of renters are cost-burdened. About 11% have a four-year degree. About 1,121 people live here, median age 60. Vacancy runs 58.6%, above the national norm and a classic distress-and-opportunity signal. A median home runs $122,500 here, or 3.2 times local income. Roughly 20.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 38/100. The ZIP holds roughly 1,409 housing units. Owners hold 85% of homes, renters 15%.

Net-net, 48737 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 48737 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 48737 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Alcona County, Michigan and the nation. Nothing here is interpolated — where a source is thin for 48737, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 48737's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 48737 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.