ZIP 48621 Property Distress & Foreclosure Data

ZIP code 48621 in Oscoda County, Michigan carries a composite property-distress score of 5/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 13/100, with 3/100 of stress already active. What sets it apart are the readings on construction/permit lag (33/100), structural risk (13/100), mortgage stress (11/100). On the quiet end sit mortgage stress (11/100) and institutional ownership (3/100).

The expansion-phase market in 48621 posted values that rose 6.4% over the year, and 22% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Educational attainment sits at 21% bachelor's-or-above. Around 11% of renters are cost-burdened. Population is roughly 1,087 with a median age of 54. Home values center near $145,300, an affordability ratio of 2.6× — accessible. 16.7% of residents fall below the poverty threshold. The ZIP holds roughly 676 housing units. Median household income is $52,353, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100. Owners hold 77% of homes, renters 23%. The vacancy rate is 32.8% — elevated.

On the whole, 48621 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.