ZIP 48636 Property Distress & Foreclosure Data

In Oscoda County, Michigan, ZIP 48636 scores 5 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 13/100, with 3/100 of stress already active. Its standout signals are construction/permit lag (33/100), structural risk (13/100), mortgage stress (11/100). On the quiet end sit mortgage stress (11/100) and institutional ownership (3/100).

The expansion-phase market in 48636 posted values that rose 6.4% over the year, and 34% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 92% of homes, renters 8%. Population is roughly 891 with a median age of 57. 11.1% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. Median household income is $63,478, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 23/100. The vacancy rate is 55.1% — elevated. Home values center near $139,800, an affordability ratio of 2.1× — accessible. Educational attainment sits at 18% bachelor's-or-above. The ZIP holds roughly 915 housing units.

On the whole, 48636 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.