ZIP 49740 Foreclosure, Tax-Lien & Distress Report
Emmet County, Michigan · High Vacancy market
Composite property distress in 49740 (Emmet County, Michigan) lands at 21/100 — low on DLRadar's distress scoring. Structural exposure scores 48 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (62/100), FEMA disaster exposure (60/100). The most distinctive pressure shows up in structural risk (48/100), institutional ownership (46/100), construction/permit lag (45/100). mortgage stress (7/100) stay muted.
The market reads peak — home values rose 4.2% year on year, and 32% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
89% of housing is owner-occupied. The typical home is worth about $363,500 (3.9× income, relatively affordable). On demographic stress specifically, 49740 scores 28/100. There are about 6,052 housing units across 49740. Vacancy runs 47.3%, above the national norm and a classic distress-and-opportunity signal. At $85,230, median income runs near typical U.S. levels. 7,277 residents call 49740 home, typically aged 55. Around 46% of adults hold a bachelor's degree or higher. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. Around 25% of renters are cost-burdened.
Net-net, 49740 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 49740 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 49740 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 49740 shows as blanks, never estimates, and the score updates on every fresh public filing.
49740's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 49740 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 49740 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 49740 Stress Report snapshot
The live 49740 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Emmet County ZIP codes
Nearest ZIP codes to 49740
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Emmet County, Michigan
Other reports tied to Emmet County, Michigan — ZIP, county and statewide.
Open the complete 49740 acquisition file
Get every distressed property in 49740 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology