ZIP 49764 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 49764 in Emmet County, Michigan comes in at 21, a low composite-distress reading. On the structural side it scores 47/100, with 0/100 of stress already active. Its standout signals are structural risk (47/100), institutional ownership (45/100), construction/permit lag (45/100). Environmental exposure also runs high (flood (NFIP) exposure (62/100)).

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

0.0% of residents fall below the poverty threshold. There are about 46 housing units across 49764. 0% of housing is owner-occupied. About 37 people live here. Rent burden reaches 100% of tenant households. DLRadar's demographic-stress index for the area reads 55/100. The vacancy rate is 0.0%.

On balance, 49764 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 49764's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 49764 shows as blanks, never estimates, and the score updates on every fresh public filing.

49764's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 49764 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.