ZIP 49796 Property Distress & Foreclosure Data

Charlevoix County, Michigan's ZIP 49796 registers 9/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 21/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (52/100), structural risk (21/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.4% year on year (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 304 housing units. The vacancy rate is 42.5% — elevated. At $84,667, median income runs near typical U.S. levels. Around 46% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 22/100. The typical home is worth about $282,300 (3.2× income, relatively affordable). The poverty rate is 2.5% — low. 78% of housing is owner-occupied. Around 0% of renters are cost-burdened. About 316 people live here, median age 50.

Net-net, 49796 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.